Misconceptions abound as the world has dramatically changed. Life expectancy has risen while financial security has eroded. Previous generations worked their entire career at the same company earning a pension. Not so much anymore. Retirement myths and realities exposes and debunks the most commonly held beliefs.Continue Reading
Who doesn’t want to be happier? We all seek it, yet how do you find it? It seems the harder you try, the more elusive it becomes. In fact, genuinely happy people don’t even appear to make an effort, it comes naturally. The secret to lasting happiness in retirement comes from within.Continue Reading
While this might sound morbid, how do you want to be remembered? Granted, everyone says complimentary things at a funeral, but what do they really think? Were you a loving parent and partner, a good friend, someone that made a difference in this crazy world of ours? Instead of focusing on the end, how you conduct yourself each day is what really matters.Continue Reading
Staying motivated in retirement can be quite a challenge, especially during these uncertain times. We all assumed retired life would be good, then WHAMO, fire and brimstone rained down a global pandemic upon us!
There are things you can control and things you can’t. So, how do we squeeze every bit of life ….
I wasn’t sure what to expect and was pleasantly surprised with “On with the Butter” by Heidi Herman. In fact, I thoroughly enjoyed her book. There’s ton of books out there with lists of things to do and how to keep yourself occupied. Heidi’s approach was unique and different. It’s easy to read, interesting and informative.Continue Reading
The majority of people look forward to the day they can leave the treadmill of work behind. Perhaps for the first time ever, they can slow down and start enjoying themselves. What they don’t realize is it may not be quite what they expected. In fact, they’re miserable and experiencing sudden retirement syndrome.Continue Reading
Never before in our lifetime, have we been faced with both a global pandemic and recession. Seemingly overnight, the world drastically changed. It’s only natural to have concerns for your future security during these uncertain times. Vaccines offer hope our lives will soon return to some semblance of normalcy. Until that time, we’re stuck in this topsy-turvy world.Continue Reading
You probably never dreamed it would happen to you. Yet, countless thousands across the country every day deal with forced retirement. The loss of employment at this critical stage can be financially devastating and emotionally crippling. Recovering from job loss after the age of 50 will be the determining factor in how the rest of your life will unfold…Continue Reading
Sure, you could pay a financial planner to create your plan, but why? At the end of the day, it’s only going to be as good as the numbers you provide.
We’ve made it easy when creating a retirement financial plan. All you need to do is plug in your figures.
Conventional wisdom has always been that fixed interest low risk securities such as bonds, should make up a portion of any retirement portfolio. Most financial experts tout them as safer and a vital part of any investment strategy. Yet, with the lowest interest rates in history, does this still make sense?Continue Reading